Terms & Conditions for Fyl (Beta)

These Terms & Conditions (“Terms”) and our Privacy Policy (https://www.disrupstar.com/privacy.html) and Acceptable Use Policy (https://www.disrupstar.com/fyl_acceptable-use_policy_info.html) form a legally binding agreement between you and DisrupSTAR Limited (“DisrupSTAR”, “we”, “us”, “our”) relating to your use of the Fyl mobile application (“Fyl”, “the App”) and any related digital services on our website (“the Service”). Please take some time to read over these Terms and understand them. By downloading, installing, registering for, or using Fyl or using the Service, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, you must discontinue use of the App and the Service immediately.

Fyl is a digital tool designed to help individuals record, organise, summarise, and optionally share personal narratives related to their life events. Fyl utilizes advanced transcription and AI technologies (provided by partners like Deepgram and Mistral) to generate summaries. While users may record healthcare consultations on Fyl and the Service, neither provides medical advice, diagnostics, or clinical decision support are not intended to replace professional healthcare advice. They are also not marketed, positioned, or registered as a medical device.

You must be at least eighteen years of age to use Fyl and the Service. By using the App and the Service, you confirm that you have the legal capacity to enter into a binding agreement and that any information you provide is accurate and complete.

DisrupSTAR may revise or update these Terms at any time, and such changes will be reflected in the “Last Updated” date above. We therefore recommend that you review these Terms regularly. Any such changes are effective from the date specified by us at that time.

By using or accessing the App or Service after the changes take effect you agree to be legally bound by the amended Terms. If you don’t agree to the amended Terms, you can terminate your agreement with us in accordance with section 16 below.

The App and the Service, including but not limited to its design, trademarks, user interface, underlying code, and all associated intellectual property rights, belongs to DisrupSTAR or its licensors. You may use the App and the Service for your personal, non-commercial purposes only. You may not copy, reproduce, distribute, modify, adapt, or reverse-engineer any part of the App or the Service, nor may you exploit or repurpose them for commercial use without our prior written consent. All data relating to or derived from App use, including but not limited to feedback, downloads, churn, and your behavior on the App belongs to us and forms part of our intellectual property rights.

Access to certain App and Service features may require creating a user account. By registering, you agree to provide accurate and up-to-date information and to maintain the confidentiality of your login credentials. You are responsible for all activity occurring under your account and you agree to abide by our Acceptable Use Policy (https://www.disrupstar.com/fyl_acceptable-use_policy_info.html) and these Terms. DisrupSTAR reserves the right to suspend or terminate accounts that violate these Terms or our Acceptable Use Policy, or that otherwise pose risks to the App or Service or other users.

DisrupSTAR is under no obligation to provide any technical support, maintenance, or updates for the App or Service.

Users may create written or audio entries or upload other material within the App or Service. You retain full ownership of the content that you upload. By using Fyl and the Service, you grant DisrupSTAR a limited, non-exclusive, revocable licence to store and process your Contributions including your behaviour on the App strictly for the purpose of operating the App and Service and generating summaries requested by you. We take reasonable steps to preserve data integrity, but responsibility for backing up your own content remains with you. DisrupSTAR is not liable for loss or corruption of user-generated data except where required by Irish or EU law.

You may access and use the App and Service only in compliance with our Terms and our Acceptable Use Policy (https://www.disrupstar.com/fyl_acceptable-use_policy_info.html). You may not access or use the App or Service in the following ways:

• For medical or financial advice.
• For unlawful, fraudulent, harmful, or disruptive purposes.
• To introduce malware, attempt to gain unauthorised access to systems, misuse or interfere with the Service or App’s security features, impersonate others, or attempt to replicate or reverse-engineer the Service or App’s software.
• To misrepresent information or behave in a manner that harasses, intimidates, or harms others.
• To crawl, scrape, or otherwise harvest data or information, including through bots or other automated methods.
• To infringe, misappropriate, or violate intellectual property or other legal rights, including the rights of publicity or privacy.
• To use the Service or App for commercial purposes, without our prior written permission.
• To use content generated by the Service or App for any uses other than personal uses or to defame, deceive, manipulate, or otherwise harm individuals or groups.
• To attempt to overload, disrupt, or interfere with the normal operation of the Service or App or its servers.

We will handle all personal data we collect through your use of the Service and App in the ways set out in our Privacy Policy (https://www.disrupstar.com/privacy.html). This includes the use of PostHog for analytics and Scaleway for secure EEA-based cloud hosting. By using the Service and Fyl, you acknowledge the terms of the Privacy Policy. You should familiarise yourself with these documents as they contain important information about how we collect and process information relating to you.

You should be aware that transmission of data over the internet can never be completely private or secure and you accept the risk that others may be able to read or intercept any content, message, information, media, text, or image you submit or send using the App or through the Service, even if a particular transmission is identified as secure or encrypted.

DisrupSTAR grants you a personal, limited, non-transferable, revocable licence to install and use Fyl on devices you own or control. You may not modify, translate, adapt, decompile, reverse-engineer, or create derivative works from the App. You may not use the App for commercial exploitation or for developing competing software. You may not remove or obscure copyright or proprietary notices.

The App and Service may contain links to or integrate with third-party tools, cloud services, or external websites. DisrupSTAR is not responsible for the content, policies, or practices of third-party services. You are responsible for reviewing and complying with the terms of any third-party services you choose to use.

We allow you to download, install and use a copy of the App (including updates to it) onto a compatible device provided that in return you i) accept and comply with these Terms and ii) comply with any terms, rules or policies applied by the third-party appstore provider (such as Apple or Google) (“Appstore”).

To install, use and access the App (including updates to it) through an Appstore your compatible device must be authorised by the Appstore you use. It is possible that, depending on your device, some features of the App may not function correctly.

If you download the App from an Appstore the ways in which you can use the App may also be controlled by the Appstore’s rules and policies.

Fyl and the Service is a digital tool designed to assist users in recording, organising, and summarising personal narratives. It is not a medical or healthcare service and is not designed or intended to provide medical guidance or advice.

Nothing within the App or Service, including any summaries, outputs, or insights generated by the App or Service, should be interpreted as medical or clinical advice, or used as a substitute for consultation with qualified healthcare professionals. You should always seek independent medical expertise for questions relating to diagnosis, treatment, or health management.

The App and Service is provided on an “as is” and “as available” basis. You agree that your use of Fyl and the Service is at your sole risk. While we strive for reliability and continuity of service, we make no guarantees regarding uninterrupted access, error-free performance, or the suitability of the App and Service for any specific purpose. We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

Nothing in these Terms excludes or limits our liability for:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation; and
• any matter in respect of which it would be unlawful for us to exclude or restrict our liability.

You agree not to use the App and Service for any commercial or business purposes. DisrupSTAR, its directors, employees, and agents will not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or business opportunities arising from your use of the App or Service.

Our total liability to you for any loss or damage arising out of or in connection with these Terms, whether in contract (including under any indemnity), tort (including negligence) or otherwise will be limited to the greater of: (a) the total amount paid by you, if any, during the twelve months preceding the event giving rise to the claim, and (b) €100.

You shall indemnify and keep us and our affiliates and our respective officers, directors, shareholders, employees, agents, licensors and suppliers (each an "indemnified person") indemnified on demand from and against all judgments, awards, penalties, settlements, fines, costs and expenses (including reasonable legal fees) suffered or incurred by an indemnified person and arising out of or in connection with: (a) your breach of any law; (b) any violation of the Terms by you; (c) your access or use of the Service or App; or (d) any claim that the Contributions infringe or is alleged to infringe any applicable law or the legal rights (including the privacy or intellectual property rights) of any other person.

DisrupSTAR may suspend or terminate your access to the Service or Fyl at its discretion, including where you breach these Terms or the Acceptable Use Policy (https://www.disrupstar.com/fyl_acceptable-use_policy_info.html), misuse the Service or App, or compromise its security or stability. Data generated during use and Contributions may be deleted or reset at DisrupSTAR's sole discretion.

You may delete your account or uninstall the App at any time. Termination does not affect any rights or obligations that have already accrued under these Terms.

The existence, formation, interpretation and operation of these Terms and any matters or disputes arising out of or in connection with them (whether contractual or non-contractual), are governed by and interpreted in accordance with the laws of Ireland. The Courts of Ireland will have exclusive jurisdiction on any matter or dispute (whether contractual or non-contractual) between you and us arising out of or in connection with the App or the Terms.

These Terms (including any additional terms that we may provide when you engage with a feature of the App), are the only agreement between you and us regarding the Service and App and supersede all previous agreements, promises, representations, warranties and understandings between you and us regarding the Service and App.

Each of the paragraphs of these Terms operates separately. If a court or relevant authority finds any part of these Terms to be invalid, unlawful or unenforceable then the court should modify the terms to make that part enforceable while still achieving its intent. If the court cannot do that, the parties agree to ask the court to remove that unenforceable part and still enforce the rest of these Terms.

For support, complaints, or enquiries about these Terms, please contact:

[email protected]